Gilbert, Arizona Bankruptcy Attorney

About Gilbert

Gilbert is located within Maricopa County and was recognized in 2010 as the "36th Best Place to Live in the Nation." Gilbert has grown at an extremely fast rate, increasing in population from 5,717 in 1980 to 208,453 as of the 2010 Census Bureau records. It has quickly become one of the fastest growing cities in the nation. Business is thriving in Gilbert and is populated by a very active, diverse community.

Bankruptcy in Gilbert

Although Gilbert has impressed its neighboring cities with its ability to develop a strong, diverse economy, its residents have still felt the repercussions of the declining housing market and overwhelming debt. It is no secret the southwestern states were the most affected and saw the most significant increase in bankruptcy filings around the nation. Arizona alone saw a 24 percent increase in filings since 2009!

When the housing market fell, people found themselves without jobs, increased debt, and homes worth less than they were mortgaged for which really effected the financial security for many people.  Bankruptcy, with its potential to free people from debt payments on unsecured debts, became a popular tool. Bankruptcy remains a way for many Americans to get their finances under control, eliminate or reduce debt, restructure missed home payments and sometimes lower other secured debt payments such as cars and furniture. 

What to Do When Faced With Bankruptcy

There is no "one size fits all" when it comes to bankruptcy. That is why choosing an experienced, caring and knowledgeable attorney is one of the most important decisions you can make. The Gilbert Bankruptcy Attorneys at Platt & Westby, P.C., work on behalf of those who find themselves in need of debt services. Platt & Westby, P.C., 's attorneys walk clients through this process step by step. Over 4,000 Metro-Phoenix residents have been aided by this firm in successfully filing for bankruptcy protection.  In fact, Platt & Westby, P.C., has been so successful in assisting individuals through bankruptcy that they were named the Best Bankruptcy Law Firm for 2013 by Foothills Magazine.

The Bankruptcy Attorneys at Platt & Westby, P.C., specialize in Chapter 7 and Chapter 13 filings.  The difference in the two types of filings is that in a Chapter 7 it is more of a fresh start, while with a Chapter 13, it is a way to reorganize your debt and pay it off little by little. Under the Chapter 7 approach, your debt is effectively wiped out when faced with medical bills, and personal loans, for example.  With the Chapter 13, you are looking at a period of three to five years of making payments until the debt no longer exists. 

Let the experienced and skilled attorneys at Platt & Westby, P.C., analyze your personal financial needs and formulate a plan to fit your needs and budget. Platt & Westby, P.C., have always and will always take pride in assisting each client and will set you up for future financial success.

Platt & Westby, P.C., is located in the heart of Phoenix at the corner of 7th Avenue and Thomas Road. A convenient location in Gilbert on Elliot just 1 block east of McQueen is also available in addition to a total of six valley locations. Call today for a free and confidential appointment to discuss your future plans.