Phoenix, Arizona Bankruptcy Attorney

About Phoenix

Phoenix, Arizona is located in Maricopa County and is the largest capital city in the United States with over 1,000,000 people.  Known for its magnificent sunsets, residents proudly refer to themselves as "Phoenicians."  The nickname derives its meaning from ancient Greece where the land of the Phoenicians was noted for its red skies in the morning.  Also known as "The Valley of the Sun," Phoenix has a subtropical desert climate Phoenicians prefer to describe as a "dry" heat.

Bankruptcy in Phoenix

In March of 2011 over, 1,571,183 Americans filed for bankruptcy.  In Arizona, filings rose nearly 24 percent from 2009.  It is no secret that the southwestern states suffered more than others and actually contributed to the significant increase in bankruptcies nation wide.

For many people, financial security disappeared as home values plunged, jobs were lost, debt rose, and help was nowhere to be found.  Bankruptcy potentially can free people from the clutches of debt.  Once released from that obligation, it frees up funds so people can use the money they have to make their home or car payments, and keep food on the table.  Bankruptcy remains a way for many Americans to get their finances under control, eliminate or reduce debt, make up for missed house payments by restructuring the payments, and sometimes it is possible to lower other secured debt payments like automobiles and furniture.

What to Do When Faced With Bankruptcy

Choosing a knowledgeable and experienced attorney is one of the most important things you can do when filing for bankruptcy.  The Phoenix Bankruptcy Lawyers at Platt & Westby, P.C., work on behalf of those who find themselves in need of debt services.  They have proudly served over 4,000 Phoenix residents and helped them to successfully file for bankruptcy protection for the last 40 years.

The Bankruptcy Attorneys at Platt & Westby, P.C., represent clients in Chapter 7 and Chapter 13 filings.  A Chapter 7, or straight liquidation bankruptcy, offers a "Fresh Start" to those struggling with medical bills, credit card debt, and personal loans.  A Chapter 7 is liquidation, meaning assets are sold, and the money is used to pay creditors which wipes out debt.  Compared to a Chapter 13 bankruptcy, which effectively works to reorganize debt.  Under Chapter 13, typically within a period lasting somewhere between three and five years the individual in debt makes monthly payments until the debt is paid off.  Let Platt & Westby, P.C.'s experienced and skilled Attorneys analyze your personal financial needs and formulate a plan to fit your budget.  Platt & Westby, P.C. takes pride in helping each client and will set you up for future financial success.  In fact, Platt & Westby, P.C. was voted by clients in Foothills Magazine as the “Best Bankruptcy Law Firm” for 2013.

Come visit Platt & Westby, P.C., and learn what it means to have the Best Bankruptcy Counsel as voted by actual satisfied clients.  Platt & Westby, P.C., is located in the heart of Phoenix at the corner of 7th Avenue and Thomas Road.  Call 602-277-4441 today for a free and confidential appointment to discuss your future plans.