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Tempe, Arizona Bankruptcy Attorney

About Tempe

Tempe is located within Maricopa County and is home to Arizona State University. According to the 2010 Census, Tempe’s population has risen to over 161,719 people with a median age of 25. Tempe Town Lakes is a large tourist attraction that was created as a part of the Rio Salado Project offering boating and fishing in an urban setting. Mill Avenue has also carved its name as a Tempe attraction considered one of the most interesting streets to explore the diverse restaurants, bars, and boutique shopping. The many festivals throughout the year also serve as an attraction.

Bankruptcy in Tempe

Although Tempe owes its population largely to students attending ASU, its residents have still felt the repercussions of the declining housing market and overwhelming debt during the current economic crisis. It is no secret the southwestern states were the most affected and saw the most significant increase in bankruptcy filings around the nation. Arizona alone saw a 24 percent increase in filings since 2009!

When the housing market fell, financial security also took a hit for many people who found themselves without jobs, increased debt, and homes worth less than their purchase price. Bankruptcy, with its potential to free people from debt payments on unsecured debts, became a popular device. Bankruptcy remains a way for many Americans to get their finances under control, eliminate or reduce debts, restructure missed mortgage payments and sometimes lower other secured debt payments such as cars and furniture.

What to Do When Faced With Bankruptcy

The Bankruptcy Attorneys at Platt & Westby, P.C., specialize in Chapter 7 and Chapter 13 filings. The difference between a Chapter 7 & Chapter 13 is in the type of debt relief that is gained. A Chapter 7 wipes out debt on items such as medical bills and personal loans. The debtor essentially is given a new beginning. A Chapter 13 bankruptcy does not wipe away debt, but rather reorganizes it into a more manageable state. This is done by getting the debtor on a payment plan for a few years, depending on the debt, until no debt remains.

There is no “one size fits all” when it comes to bankruptcy. That is why choosing an experienced, caring and knowledgeable attorney is one of the most important decisions you can make. The Tempe Bankruptcy Attorneys at Platt & Westby, P.C., work on behalf of those who find themselves in need of debt services. The Bankruptcy Attorneys at Platt & Westby, P.C. walk clients through this process step by step. Over 4,000 Metro-Phoenix residents have chosen this firm to assisted them in successfully filing for bankruptcy protection. The proof is in client satisfaction as seen by the client votes for Foothills Magazine that named Platt & Westby, P.C., “Best Bankruptcy Law Firm” for 2013. Let experienced and skilled attorneys analyze your personal financial needs and formulate a plan to fit your needs and your budget. Platt & Westby, P.C., takes pride in representing each client and will set you up for future financial success.

Platt & Westby, P.C., is located in the heart of Phoenix at the corner of 7th Avenue and Thomas Road. Additional convenient valley locations are in Goodyear, Glendale and Gilbert as well. Call 602-277-4441 today for a free and confidential appointment to discuss your future plans.

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